9 Signs You Need a New Roof — Not Just a Repair

Roofs rarely fail overnight — they broadcast warnings for years. Some signs mean a $600 repair; a cluster of them means it is replacement time. Here is how to read your roof from the ground and the attic, no ladder required.

Signs visible from the street (1–4)

1) Curling or cupping shingle edges — the mat is drying out; widespread curling means replacement within 1–3 years. 2) Bald patches where granules are gone (check gutters for granule buildup) — the shingles’ UV armor is spent. 3) Missing shingles after every wind event — adhesive strips have failed roof-wide. 4) Sagging ridge or plane — stop reading and call a pro; that is structural.

Signs from the attic (5–7)

5) Daylight through the boards. 6) Water stains or streaks on decking after rain, especially around penetrations. 7) Moss/mold on the underside of decking — chronic moisture, often ventilation plus small leaks. An attic check after a hard rain tells you more than any drone photo.

Signs from the calendar (8–9)

8) Age: 3-tab asphalt lasts 15–20 years, architectural 22–28, metal 40–70. Past 80% of lifespan, put repair money toward replacement instead. 9) Your neighbors are all reroofing — same builder, same materials, same weather. When the street reroofs, your quote-gathering season has arrived.

Repair or replace: the math

Repairs run $400–$2,000 and make sense for isolated damage on a roof under ~15 years old. Replacement runs $6,000–$18,000 for most homes (see our roof replacement cost guide). If repairs would exceed ~25% of replacement cost, or the roof is past 80% of its lifespan, replacement wins. After storms, get an independent local bid before signing anything a door-knocker offers — and never sign an insurance assignment on day one.

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Frequently asked questions

Isolated damage on a younger roof: repair. Widespread curling, granule loss, recurring leaks, or age past 80% of lifespan: replace. A cluster of two or more signs almost always means replacement.